Tower

Moving money internationally involves more moving parts than most people realise. Exchange rates fluctuate by the hour, different payment corridors operate under different regulatory requirements, and the route your money takes matters—some destinations clear faster than others depending on banking relationships and local infrastructure. Tower navigates these variables daily, timing transfers to catch favourable rates where possible and routing payments through channels that minimise delays. In a city as financially active as Johannesburg, understanding how your transfer actually moves through the system helps you make informed decisions about timing and method.