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Stellenbosch's character — university town, wine region, growing professional class with inherited assets and entrepreneurial ventures — shapes what financial planning looks like here. Property ownership sits at the centre: family offices in towns like this typically manage multigenerational wealth tied up in farmland, cellar operations, or residential rentals, requiring estate planning that anticipates succession, tax efficiency, and sometimes dispute resolution between heirs. Schmidt Family Office operates in this specific landscape, where wealth rarely fits a one-size template and long-term planning means understanding both the economics of the region and the complexity of family dynamics across generations.