PSG Wealth

When you're evaluating a financial advisor in a town like Hermanus, the distinction that matters is whether they're actually licensed and compliant—FSP registration, FAIS compliance, and the capacity to back up their recommendations with documented process. Someone charging percentage-based fees on investments needs clear disclosure about how that affects your returns. They should show you their actual framework for retirement planning, not just chase the latest product. In a place where many residents have relocated with years of accumulated assets, the difference between a solid planner and an order-taker becomes expensive very quickly. Ask how they'd handle your specific tax situation or your multi-province property holdings.