Johan van Heerden

Planning for retirement in Klerksdorp means thinking ahead about how your money will work when you stop earning. Whether you're a mining professional, farmer, or small business owner in the North West, the gap between your final salary and what you actually need to live on creates real pressure. A financial advisor helps you map this out—calculating how much you need to have saved, how much your investments should be earning, and what happens if life doesn't go to plan. Retirement annuities and living annuities aren't just products; they're tools to make sure you're not working longer than you want to, or running short of money sooner than expected. The right guidance now means sleeping better in ten years.