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Cash withdrawal in Durban depends on ATM networks that work reliably through load shedding, network outages, and the particular demands of a coastal city with year-round foot traffic. Bank ATMs sit in branches, shopping centres, and standalone booths across the city—each location chosen by banks based on transaction patterns and security infrastructure. The reality involves multiple cards, multiple banks, and the practical logic of finding a machine that's actually stocked and online at the moment you need it. Durban's geography means some suburbs have better ATM coverage than others, and what works in the Berea might not match what's available in outer areas. Regular users develop routes—they know which machines are reliable, which carry emergency cash when others run dry, and which locations suit their neighbourhood patterns.