Capitec

Moving to Stellenbosch often means rethinking your finances from the ground up. Whether you're a student stretching through four years of varsity, an early-career professional testing independence, or someone building savings while living modestly, you need banking that doesn't penalise you for having less. A bank that charges you fairly for what you actually use, that doesn't hide fees in the fine print, and that lets you manage money on your phone without friction matters more than branch location or prestige. Capitec serves that practical need—straightforward accounts, transparent pricing, and digital tools designed around real people's lives rather than banking habits from decades past.