African Bank

Across Durban's townships, informal settlements, and working-class suburbs, many people have been excluded from conventional banking or charged fees that drain their savings. African Bank's existence depends on serving exactly this market—providing accounts, credit, and financial services to people whom traditional banks consider unprofitable. That mission shapes how they operate: simpler products, practical lending approaches, and accessibility that recognises transport costs and time constraints. In communities where saving for emergencies or accessing credit has been nearly impossible, banks like this one matter to whether families can build stability or survive unexpected costs.